Start-up support for refugees through the EXIST programme and the IHK Welcome Center

First: Can a refugee start a start-up in Germany?

Yes, but it depends on the type of residence status:

What is the EXIST programme, and how can refugees benefit from it?

Programme definition:
EXIST – Start-ups from Science is a funding programme of the German Federal Ministry for Economic Affairs (BMWK) that supports start-ups based on scientific, technical, or digital ideas. It is often implemented in cooperation with universities and research centres.

What does EXIST provide?

• Monthly funding for founders (including a “salary” for 12 months)

• A budget for equipment, training, and travel

• Academic mentoring from the university

• Legal and marketing support during the start-up process

Who can apply?

• Students, graduates, and researchers at German universities

• Refugees with academic qualifications can apply if they:

  • are enrolled at a German university, or

  • have a recognised qualification and find a partner university (Hochschule as project sponsor), and

  • have an entrepreneurial idea that can be implemented commercially

Programme website:
https://www.exist.de

How does the IHK Welcome Center help you?

Welcome Centers in each German federal state provide tailored support for newcomers, migrants, and refugees throughout the start-up journey.

Services offered:

• Personal consultations in multiple languages (including Arabic or English)

• Explanation of legal and administrative start-up steps

• Support with writing a business plan

• Help accessing funding or support programmes

• Connection to local business networks and investors

These centres are part of the Chambers of Industry and Commerce (IHK) and are key partners for entrepreneurs in Germany.

How to find the nearest center:
https://www.welcome-center-germany.com
Or search on your local IHK website (example: IHK Hamburg Welcome Center).

Are there other support programmes for refugee entrepreneurs?

Yes, the most notable include:

• “Förderung unternehmerischen Know-hows”: subsidised consulting funded by BAFA

• Microloans: small loans up to €25,000 with easier conditions

• Startup Your Future (Berlin/Brandenburg): mentoring programmes for refugee founders

• Chancenkarte (Opportunity Card): may make starting a business easier in the near future under new reforms

Practical steps to start as a refugee founder:

• Check your residence status and your right to start a business

• Develop a clear business idea

• Find a university or institution to support you (for EXIST)

• Visit your local Welcome Center or IHK

• Get support for the business plan and financing

• Apply to the relevant authority and begin the legal start-up process

Conclusion
Starting a start-up in Germany is fully possible for refugees, especially those with scientific or entrepreneurial backgrounds. While EXIST is a unique platform for university-based innovation, the IHK Welcome Centers provide practical, direct support for the start-up steps.

— The site’s authors and editors strive to provide accurate information through extensive research and multiple sources. However, errors may occur or some details may be unconfirmed. Please treat this as initial guidance and always consult the competent authorities for confirmed information.