In the German dental system, the Heil- und Kostenplan (HKP) is a crucial document – especially for patients with statutory health insurance (GKV). It is usually required before any major dental treatment can start.
A Heil- und Kostenplan is a detailed treatment and cost plan prepared by your dentist before larger treatments such as:
Crowns (Kronen)
Bridges (Brücken)
Dentures (Prothesen)
Dental implants (Implantate)
| Section | Content |
|---|---|
| Diagnosis (Befund) | What exactly is the dental problem? |
| Treatment plan | What will be done, with which materials and techniques? |
| Alternative options | Are there other possible treatment options? |
| Cost estimate | How much will the entire treatment cost? Who pays what? |
| Fixed allowance (Festzuschuss) | Amount covered by the statutory health insurance |
| Patient’s share (Eigenanteil) | Amount you have to pay out of pocket |
Because it:
is a precondition for any cost contribution from the statutory health insurance (GKV)
allows you to compare offers from different dentists
ensures full transparency before treatment starts
protects you from unexpected financial surprises
Visit your dentist → the dentist prepares the HKP
The HKP is sent to your health insurance (GKV) – by you or directly by the practice
You wait for approval (usually 2–3 weeks)
After approval → the treatment can begin
You pay your own share (if applicable), and the health insurance covers the rest according to the fixed allowance
The editorial team of the website strives to provide accurate information based on thorough research and multiple sources. However, errors or uncertain details may still occur. Therefore, please consider the information in this article as a first reference and always consult the competent authorities or professionals for binding and up-to-date information.
