New Ideas for Financing Long-Term Care Insurance

Publication date: 2026-05-29
Long-term care insurance in Germany is facing a financial crisis that urgently needs to be addressed. A reform is currently in progress, but the draft legislation is delayed. In the meantime, numerous new ideas are being discussed to prevent the billion-euro deficit. One of the latest ideas that has emerged concerns private homes, which are being considered as a potential funding source.

The discussion about financing long-term care insurance is of great importance as Germany's population ages and the demand for care services continues to rise. Experts warn that without timely measures, the financial stability of long-term care insurance is at risk. Proposed solutions range from additional levies to reforms in the area of wealth taxation.

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