A survey by Verivox revealed that car insurance costs in Germany increased once more in 2025.
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More than 60% of customers faced higher premiums across liability, partial coverage, and full coverage policies.
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About 22.3% experienced indirect increases, as their premiums did not decrease despite accident-free records.
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The rise was most pronounced in full coverage, with over 65% reporting higher payments.
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Roughly half of liability insurance holders also saw increases.
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Insurers cited rising spare parts and repair costs as the main reason.
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Industry data showed that German insurers returned to profitability in 2025 after losses in 2023 and 2024.
Sources – Agencies
